Current Blog Postings:
Bogue Asset Management’s Quarterly Investment Letter
In this commentary, I discuss how I still see a high degree of uncertainty and a wide range of plausible outcomes looking out over the next 12 months (and beyond). But at the margin I think the macro risks have increased. Trade uncertainty has damaged global business confidence in what by many measures is an already weak global economy..........[See More]
How your advisor is compensated does matter. Lately there has been a blurring of the lines with the use of the term “Fee-Based” to describe how one is compensated. I’ll tell you why Fee-Based is not Fee-Only and the difference can be substantial: [See More]
Education Planning
Our children are our legacy and giving them the best education they can get is one way to help your children live successful, happy and independent lives.
Education Planning involves:
- Coordinating education planning with other aspects of one’s financial life to make sure there is balance between the needs of today and other future needs such as retirement planning
- Defining the degree of college funding you will provide your children
- Determining the asset allocation of stocks, bonds and cash needed to pay either for a University of Maine System school or a private college.
- Determining how much you will need to fund on a periodic basis to accomplish this.
- Making the best use of tax-advantaged accounts to provide for these needs
- Determining financial aid eligibility and strategies to maximize the potential for aid
- Determining optimal debt solutions
- Exploring alternative options on the path to a college education